Travel Insurance

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Travel Insurance

PLAN OVERVIEW
WHAT'S NOT COVERED?
HOW TO BUY?
ASSISTANCE SERVICES
BENEFITS

Wherever you go, we keep you protected:

Wherever you go, we keep you protected. Our Travel Insurance plans takes care of any contingencies that might arise during your journey; like sudden illness, misplaced passport, lost luggage etc. So travel the world. Leave the worries to us.

Eligibility:

Adults
  • 18 years - 70 years for Individual & Multi-trip policies.
  • 18 years - 65 years for Asia Travel family floater plan only.
Children
  • 6 months to 18 years.
Senior Citizens (Superior Care Plan)
  • 71 years - 80 years.

Pre Acceptance Medical Tests:

Age - up to 70 years.
  • Medical tests waived if there is no adverse health declaration on the proposal form.
Age- between 71 – 80 years
  • Medical tests required
Medical Report Validity
  • 30 days from the day tests were conducted..

What’s Covered

  • Coverage of Medical Expenses This plan takes care of your medical expenses due to accident and sickness while traveling.
  • Baggage Delay and Baggage Loss Payment up to a specified maximum limit is given in case of loss of baggage. Also compensation for reasonable expenses incurred for emergency personal purchase due to delay in arrival of checked in baggage, whilst overseas.
  • Loss of Passport Compensation for reasonable expenses incurred in obtaining a duplicate passport overseas.
  • Personal Accident Worldwide coverage against accidental death and permanent total disablement while you are anywhere in the world.

Exclusions of this plan

  • Pre-existing Diseases & Complications Policy does not cover pre-existing diseases & complications arising from them.
  • Routine Physical or Other Examination Routine physical or other examination where there are no objective indication of impairment of normal health and medical expenses beyond the expiry of the policy period.
  • Alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Pregnancy or Related Complications Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or Damage to the Insured’s Passport Loss or damage to the insured’s passport as a result of the confiscation or detention by customs, police or any other authority.
  • Loss Not Reported & War Like Actions Loss which is not reported to the appropriate police authority within 24hrs of the discovery of loss are also not covered. War or war like actions.

Enter Your Travel Insurance Details

Worldwide emergency assistance services
  • Worldwide emergency assistance services
  • Arrangement of emergency medical repatriation
  • Arrangement of repatriation of mortal remains
  • Arrangement of emergency message transmission
  • Medical assistance services (provided by Europ Assist )
  • Telephone medical advice
  • Medical service provider referral
  • Arrangement of appointment with local doctors
  • Arrangement for hospital admission
  • Guarantee of payment to hospital for medical expenses
  • Incurred during hospitalization and monitoring of medical condition
  • Dispatch of essential medicine that is not available locally
  • Arrangement of compassionate visit
  • Return arrangements for a minor
  • Claims payment and management
Travel assistance services (provided by Europe Assist)
  • Pre-trip information
  • Embassy referral
  • Lost luggage assistance
  • Lost passport assistance
  • Arrangement of hotel accommodation
Benefits
  • Cashless Claims Settlement in network hospitals.
  • Reimbursement of claims in non-network hospital as per policy terms and conditions.
  • Claims turnaround time of less than fourteen working days.
  • Worldwide Service Provider and Hospital Network.
  • Worldwide Emergency, Medical and Travel Assistance Services
  • Flexibility of choosing a Travel Insurance Plan as per your need
  • Ease and convenience of purchase
  • Instant policy issuance
  • Child escort benefit
  • Specially designed plan for senior citizens (i.e. 71–80 years of age).*
  • Cover extension in India, up to 90 days for medical .